Today was a public holiday for Penang due to the election between Datuk Seri Anwar Ibrahim (fr Opposition) and Datuk Arif Shah Omar Shah (fr BN).
Although there was an election but KLCI still open as usual what. That's why I needed to go to work in the early morning as usual. It was extremely quiet along the way . No one really wake up early if it's a holiday.
Finally, I finished my work. Went back home for shower then straight away met Chiaw Ying and Ai Ling at New World Park to CHAT about our future financial planning. We had our drinks at Old Town.
We talked about our cash flow per month. How do we spend our money after get salary: Where do we spend? What do we spend? How much should we save for emergency? How much should save for future retirement? After went through with them only I realised they are short of Medical Plan which is the most important and basic in our life. So I proposed them the ING Mediplus.
hmm..Quite worried about them because they don't really plan for future. Especially Chiaw Ying who spend all of her money and doesn't save a single cent every month. haiz.. maybe she needs to work harder.. Take up part-time job. Hope she can really think of her future and work for it as soon as possible. CHEERS!!
No comments:
Post a Comment